909 Cobia Lane, Wilmington, NC 28409 (MLS# 100560648)


$875,000
909 Cobia Lane
Wilmington, NC 28409
MLS# 100560648
4 beds  |  4 baths  |  2578 sqft


Front of House
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Front of House Side Deck 40_501a9981 43_501a0006 2_501a0001 5_501a9990 58_dji_20260311112802_0011_d 60_dji_20260311133710_0083_d 62_dji_20260311112653_0007_d 6_501a9942 7_501a9939 9_501a9864 10_501a9867 11_501a9870 12_501a9905 13_501a9918 16_501a9915 17_501a9921 14_501a9924 15_501a9930 18_501a9878 19_501a9888 20_501a9873 21_501a9891 22_501a9894 23_501a9885 24_501a9948 25_501a9957 26_501a9951 27_501a9945 28_501a9963 36_501a9960 29_501a9906 30_501a9909 31_501a9912 32_501a9900 33_501a9897 35_501a9969 34_501a9966 37_501a9933 38_501a9978 39_501a9975 40_501a9981 41_501a9984 42_501a9987 44_dji_20260311132955_0080_d 45_dji_20260311132052_0059_d 46_dji_20260311132801_0074_d 50_dji_20260311132617_0071_d 55_dji_20260311131757_0050_d 56_dji_20260311113225_0017_d 57_dji_20260311113417_0022_d 59_dji_20260311113302_0019_d 61_dji_20260311112530_0001_d 63_dji_20260311131617_0044_d 64_dji_20260311131702_0047_d

Property Description
Located in the sought-after waterfront community of Dolphin Bay in Wilmington NC, just minutes from Carolina Beach, this custom-built coastal home with PRIVATE 25-foot BOAT SLIP sits in a serene wooded setting on a quiet cul-de-sac, offering privacy and a natural coastal backdrop. Dolphin Bay residents enjoy direct Intracoastal Waterway access, a private community beach, clubhouse, swimming pool, pier with gazebo, and fish cleaning station, creating the perfect setting for boating, fishing, paddleboarding, and embracing the coastal and boater's lifestyle the Wilmington and Carolina Beach area is known for. Inside, the 4 bedroom, 3.5 bath home features a bright, welcoming layout with abundant natural light. The main level offers high ceilings throughout, with soaring ceilings in the living room that create an open and spacious feel. The primary suite is conveniently located on the first floor with space for dual walk-in closets. New white oak hardwood floors on the main level add warmth and character while complementing the home's coastal design. Pocket doors and thoughtful architectural details add flexibility and charm throughout. The kitchen renovation has been thoughtfully started, offering a fantastic opportunity for the next owner to complete the space. Major upgrades are already in place, including custom cabinetry, beautiful quartzite countertops, and a farmhouse sink. Just off the back deck, a quiet office nook creates the perfect work-from-home space or reading retreat, adding flexibility for today's lifestyle. With its private boat slip, Intracoastal Waterway (ICW) boating access, waterfront community amenities, wooded cul-de-sac setting, and improvements already underway, this property presents a unique opportunity to create a personalized coastal retreat while enjoying the boater's lifestyle and coastal living. Lender credit available through preferred lender with a qualifying application

Details
Maps
Building/Ext Features
ud_i_08: 1
Property Interior Info
ud_i_10: 3
Total SqFt - Heated (Primary + Separate): 2578
# Rooms: 8
# Baths - Full: 3
# Baths - Half: 1
# Baths - Total: 4
Master Bedroom Level: Primary Living Area
Fireplace Y/N: Yes
SqFt - Heated (Primary): 2578
# Bedrooms: 4
Contract Info
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 339.41
Stipulation of Sale: Standard
Status: Active
Marketing Start Date: 2026-03-16
Listing Price: 875000
Current Price: $875,000
Location Information
City Limits: No
Marketing City: Wilmington
Secondary Subdivision: N/A
Street #: 909
Street Name: Cobia
Street Suffix: Lane
County: New Hanover
State/Province: NC
Zip Code: 28409
Subdivision: Dolphin Bay
Geo Lat: 34.067673
Geo Lon: -77.893208
Remarks and Showing
Sign on Property: Yes
Directions to Property: From S College Rd, continue onto Carolina Beach Rd. Make a u-turn at S Seabreeze Rd. Right on Cobia Lane.
Property Exterior Info
New Construction: No
Lot Acres: 0.36
Lot Dimensions: irregular
Lot SqFt: 15943
Waterfront: No
Location Type: Mainland
Legal & Taxes
Tax Assessed Value: 656800
Total Real Estate Property Taxes: 2485.99
Deed Book: 9905
Deed Page: 2823
Legal: LOT 19 SEC 1 DOLPHIN BAY
Broker Owner: No
PID: R08514-005-015-000
Tax Identifier: R08514-005-015-000
Plat Book: 22
Plat Page: 50
Lot #: 19
Special Assessments: 0
Tax Year: 2025
Zoning: R-15
HOA: Yes
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
School District: New Hanover
Elementary School: Carolina Beach
Middle School: Murray
High School: Ashley
Boat Slip
Boat Slip Length: 25
Boat Slip Width: 12
Garage & Parking
Attached Garage Spaces: 2
Detached Garage Spaces: 2
Total # Garage Spaces: 4
Total Carport Spaces: 0
Parking Features
Garage Faces Front: 1
Paved: 1
HOA and Neigh Amenities
Boat Dock: 1
Boat Slip - Assign: 1
Cable TV: 1
Clubhouse: 1
Community Pool: 1
Maint - Comm Areas: 1
Maint - Roads: 1
Management: 1
Marina: 1
Picnic Area: 1
Street Lights: 1
Waterfront Community: 1
Owner Pets Only: 1
Club Membership: None Selected
HOA
Association Fee 1/Year: 3020
Association Name: Dolphin Bay HOA
Association Phone: 9105028888
HOA 1 Mgmt. Company: Dolphin Bay HOA
HOA 1 Mgmt. Phone: 910-509-7276
Basement
Crawl Space: 1
Frontage Type
See Remarks: 1
View Type
None: 1
Property Condition
Completed: 1
Construction
Wood Frame: 1
Lot Water Features
Boat Slip: 1
Deeded Water Access: 1
Water Access Comm: 1
Current Service Providers
Fuel Vendor Provider: -
Sewer Provider: Aqua Sewer
Exterior Finish
Wood Siding: 1
Terms
Cash: 1
Conventional: 1
Fencing
Back Yard: 1
Wood: 1
Foundation
Crawl Space: 1
Flooring
Hardwood: 1
LVT/LVP: 1
Fuel Tank
Fuel Tank: 1
Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: No
Owned or Leased: Owned
Patio and Porch Features
Covered: 1
Deck: 1
Open: 1
Patio: 1
Porch: 1
Roof
Architectural Shingle: 1
Levels
3 Story or More: 1
Entry Level Information
Entry Level: 1
Lot Features
Cul-De-Sac: 1
Level: 1
Wooded: 1
Road Type/Frontage
Paved: 1
Private Road: 1
Trash Collection
Private Service: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heated SqFt
2400 - 2599: 1
Heating
Forced Air: 1
Heating System Fuel Source
Electric: 1
Propane: 1
Water Heater
Electric: 1
Utilities
Sewer Connected: 1
Sewer
Community Sewer: 1
Water Source
Well: 1
Appliances/Equip
Built-In Microwave: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Range: 1
Refrigerator: 1
Washer: 1
Fireplace Features
Living Room: 1
Furnished
Unfurnished: 1
Interior Features
Ceiling Fan(s): 1
High Ceilings: 1
Master Downstairs: 1
Pantry: 1
Walk-In Closet(s): 1
Laundry Features
Laundry Room: 1
Dining Room Type
Combination: 1
Home Warr/Termite
Termite Bond: 1
Termite Company: Canady
Termite Company Phone: 9106869541
Rooms
Bedroom 2: 1
Bedroom 2 Level: First
Bedroom 3: 1
Bedroom 3 Level: Second
Bedroom 4: 1
Bedroom 4 Level: Second
Dining Room: 1
Dining Room Level: First
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: First
Master Bedroom: 1
Master Bedroom Level: First
Other: 1
Other Level: Third
Legal Taxes
Year Built: 1989
Property Features
Frontage Type: See Remarks
View Type: None
Basement: Crawl Space
Property Condition: Completed
Construction: Wood Frame
Exterior Finish: Wood Siding
Fencing: Back Yard; Wood
Foundation: Crawl Space
Fuel Tank: Fuel Tank
Parking Features: Garage Faces Front; Paved
Patio and Porch Features: Covered; Deck; Open; Patio; Porch
Roof: Architectural Shingle
Levels: 3 Story or More
Trash Collection: Private Service
Lot Features: Cul-De-Sac; Level; Wooded
Lot Water Features: Deeded Water Access; Water Access Comm
Cooling: Ceiling Fan(s); Central Air
Heating: Forced Air
Heating System Fuel Source: Electric; Propane
Water Heater: Electric
Utilities: Sewer Connected
Sewer: Community Sewer
Water Source: Well
Fireplace Features: Living Room
Flooring: Hardwood; LVT/LVP
Furnished: Unfurnished
Interior Features: Ceiling Fan(s); High Ceilings; Master Downstairs; Pantry; Walk-In Closet(s)
Laundry Features: Laundry Room
Heated SqFt: 2400 - 2599
Dining Room Type: Combination
HOA and Neigh Amenities: Boat Dock; Boat Slip - Assign; Cable TV; Clubhouse; Community Pool; Maint - Comm Areas; Maint - Roads; Management; Marina; Picnic Area; Street Lights; Waterfront Community; Owner Pets Only
Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Master Bedroom; Other
Terms: Cash; Conventional
Room Information
Room Name Length Width Level Remarks
Living Room13.0024.00First
Dining Room12.0012.00First
Kitchen12.0018.00First
Master Bedroom13.0015.00First
Bedroom 211.0013.00First
Bedroom 311.0016.00Second
Bedroom 415.0010.00Second
Other25.0012.00ThirdLoft

IDX
Listing Office: Landmark Sotheby's International Realty

Last Updated: April - 06 - 2026

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