655 E Water Street, Belhaven, NC 27810 (MLS# 100580642)


$430,000
655 E Water Street
Belhaven, NC 27810
MLS# 100580642
Status: Pending
4 beds  |  2 baths  |  2614 sqft

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Property Description
Welcome to 655 E. Water Street, where timeless historic character meets thoughtful modern updates in one of Belhaven's most picturesque settings. More than just a home, this is a place where memories are made, neighbors become friends, and every day begins and ends with the beauty of life by the water. Perfectly positioned, this exceptional home enjoys captivating views across Pantego Creek as it flows into the Pungo River, creating the perfect backdrop for morning coffee or evening sunsets from the covered front porch while settling into your favorite rocking chair, waving to neighbors, greeting passersby, and embracing the unique charm of small-town coastal living. From the moment you step inside, you'll be captivated by the home's rich history and architectural details, featuring gorgeous original hardwood floors, classic tall ceilings, an elegant curved staircase, detailed moldings, and spacious living areas designed for both everyday living and entertaining. The formal dining room is ideal for hosting family and friends, while the inviting living room centers around a cozy gas log fireplace, offering the perfect place to gather on cool evenings. At the heart of the home is the thoughtfully updated kitchen, showcasing new granite countertops, new flooring, a new sink and disposal, a new refrigerator, an updated dishwasher, abundant cabinetry, a large center island, and an impressive commercial-style gas range that will delight any home chef. A walk-in pantry provides exceptional storage, while the oversized laundry room adds everyday convenience rarely found in homes of this era. A spacious main-level flex room enhances the home's adaptable floor plan and is currently being used as a primary bedroom while offering endless possibilities as a formal parlor, home office, library, den, or guest retreat. Upstairs, three well-appointed bedrooms are filled with natural light, while thoughtfully updated bathrooms on both levels blend modern convenience with the home's classic appeal. Additional recent improvements include a new roof and a new downstairs HVAC unit (2025), providing added peace of mind. Outside, the property continues to impress with its expansive backyard, offering plenty of room for entertaining, gardening, recreation, or simply enjoying the outdoors. A detached barn/workshop, additional storage building, and covered parking provide exceptional functionality and make this property truly one of a kind. Just minutes from Belhaven's vibrant downtown, marinas, local shops, and restaurants, 655 E. Water Street offers more than a beautiful home--it offers a lifestyle. Whether you're taking a golf cart ride through town, watching boats drift along Pantego Creek, or hosting family and friends in the expansive backyard, every day invites you to slow down, savor the moment, and create memories that will last a lifetime.

Details
Maps
Location Information
City Limits: Yes
Marketing City: Belhaven
Secondary Subdivision: N/A
Street #: 655
Pre Direction: E
Street Name: Water
Street Suffix: Street
County: Beaufort
State/Province: NC
Zip Code: 27810
Subdivision: Not In Subdivision
Geo Lat: 35.533986
Geo Lon: -76.616299
Building/Ext Features
ud_i_08: 1
Property Interior Info
ud_i_10: 2
Total SqFt - Heated (Primary + Separate): 2614
# Rooms: 9
# Baths - Full: 2
# Baths - Half: 0
# Baths - Total: 2
Master Bedroom Level: Primary Living Area
Fireplace Y/N: Yes
SqFt - Heated (Primary): 2614
# Bedrooms: 4
Contract Info
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 164.5
Stipulation of Sale: Standard
Status: Pending
Marketing Start Date: 2026-06-10
Listing Price: 430000
Current Price: $430,000
Remarks and Showing
Sign on Property: Yes
Directions to Property: From Washington, take Hwy 264 E, veer L at midway, go about 12 miles, turn R onto Seed Tick Neck Rd, turn L at end onto Hwy 99 N, follow over bridge, turn R onto Main St, turn R at Pamlico St intersection. Turn L at the end of Pamlico stop sign and turn L on Water Street. Home is located on L at 655 East Water Street.
Property Exterior Info
New Construction: No
Property Attached YN: No
Accessory Dwelling Unit YN: No
Lot Acres: 0.3
Lot Dimensions: 50 x 195 x 15 x 50 x 65 x 245
Lot SqFt: 13068
Deed Restrictions: No
Waterfront: No
Waterview: Yes
Location Type: Mainland
Horses Y/N: No
Legal & Taxes
Tax Assessed Value: 334003
Total Real Estate Property Taxes: 2755.52
Deed Book: 2017
Deed Page: 285
Legal: 1 LT (.30 AC) JESSE L TAYLOR III AND DEBORAH T TAY
Broker Owner: No
PID: 7605971706
Tax Identifier: 29154
Plat Book: N/A
Plat Page: N/A
Special Assessments: None
Tax Year: 2025
Zoning: Residential
HOA: No
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
School District: Beaufort
Elementary School: Northeast Elementary School
Middle School: Northeast Elementary
Middle School 2: Beaufort
High School: Northside High School
High School 2: Beaufort
Showing Instructions
Showing Service: 1
Garage & Parking
Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Detached Carport Spaces: 1
Total Carport Spaces: 1
Other - See Remarks: Concrete driveway
Parking Features
Covered: 1
Detached: 1
On Site: 1
Paved: 1
Basement
Crawl Space: 1
Frontage Type
See Remarks: 1
View Type
Water: 1
Construction
Wood Frame: 1
Architectural Style
Victorian: 1
Lot Water Features
None: 1
Current Service Providers
Electric Provider: Town of Belhaven
Fuel Vendor Provider: Swain Gas 28368 Us Hwy 264 E Belhaven 252-943-3140
Internet Service Provider(s): Brightspeed
Sewer Provider: Town of Belhaven
Trash Provider: Davids Trash Service
Water Provider: Town of Belhaven
Exterior Finish
Vinyl Siding: 1
Terms
Cash: 1
FHA: 1
USDA Loan: 1
VA Loan: 1
Fencing
Front Yard: 1
Partial: 1
Foundation
Block: 1
Raised: 1
Flooring
Hardwood: 1
LVT/LVP: 1
Fuel Tank
Fuel Tank: 1
Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: Swain Gas 28368 Us Hwy 264 E Belhaven 252-943-3140
Patio and Porch Features
Covered: 1
Front Porch: 1
Rear Porch: 1
Roof
Architectural Shingle: 1
Levels
Two: 1
Entry Level Information
Entry Level: 1
Road Type/Frontage
Public (City/Cty/St): 1
Trash Collection
City Pick-UP: 1
Cooling
Central Air: 1
Other Structures
Barn(s): 1
Shed(s): 1
Storage: 1
Workshop: 1
Heated SqFt
2600 - 2799: 1
Heating
Forced Air: 1
Heat Pump: 1
Other: 1
Heating System Fuel Source
Electric: 1
Propane: 1
Water Heater
Propane: 1
Utilities
Cable High Speed: 1
DSL: 1
Fiber Optic: 1
Sewer Connected: 1
Water Connected: 1
Sewer
Municipal Sewer: 1
Water Source
Municipal Water: 1
Appliances/Equip
Dishwasher: 1
Disposal: 1
Dryer: 1
Gas Range: 1
Refrigerator: 1
Washer: 1
Fireplace Features
Den: 1
Gas Log: 1
Propane: 1
Interior Features
Blinds/Shades: 1
Built-in Features: 1
Entrance Foyer: 1
Gas Log: 1
Kitchen Island: 1
Pantry: 1
Laundry Features
Hookup - Dryer: 1
Hookup - Washer: 1
Laundry Room: 1
Dining Room Type
Formal: 1
Rooms
Bathroom 1: 1
Bathroom 1 Level: First
Bathroom 2: 1
Bathroom 2 Level: Second
Bedroom 2: 1
Bedroom 2 Level: Second
Bedroom 3: 1
Bedroom 3 Level: Second
Bedroom 4: 1
Bedroom 4 Level: Second
Dining Room: 1
Dining Room Level: First
Kitchen: 1
Kitchen Level: First
Laundry: 1
Laundry Level: First
Living Room: 1
Living Room Level: First
Master Bedroom: 1
Master Bedroom Level: First
Utility Room: 1
Utility Room Level: First
Legal Taxes
Year Built: 1910
Status Change Info
Under Contract Date: 2026-06-17
Property Features
Showing Instructions: Showing Service
Frontage Type: See Remarks
View Type: Water
Basement: Crawl Space
Construction: Wood Frame
Architectural Style: Victorian
Exterior Finish: Vinyl Siding
Fencing: Front Yard; Partial
Foundation: Block; Raised
Fuel Tank: Fuel Tank
Parking Features: Covered; Detached; On Site; Paved
Patio and Porch Features: Covered; Front Porch; Rear Porch
Roof: Architectural Shingle
Levels: Two
Trash Collection: City Pick-UP
Lot Water Features: None
Cooling: Central Air
Heating: Forced Air; Heat Pump; Other
Heating System Fuel Source: Electric; Propane
Water Heater: Propane
Utilities: Cable High Speed; DSL; Fiber Optic; Sewer Connected; Water Connected
Sewer: Municipal Sewer
Water Source: Municipal Water
Fireplace Features: Den; Gas Log; Propane
Flooring: Hardwood; LVT/LVP
Interior Features: Blinds/Shades; Built-in Features; Entrance Foyer; Gas Log; Kitchen Island; Pantry
Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Room
Heated SqFt: 2600 - 2799
Dining Room Type: Formal
Other Structures: Barn(s); Shed(s); Storage; Workshop
Rooms: Bathroom 1; Bathroom 2; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Laundry; Living Room; Master Bedroom; Utility Room
Terms: Cash; FHA; USDA Loan; VA Loan
Room Information
Room Name Level
Utility RoomFirst
LaundryFirst
KitchenFirst
Dining RoomFirst
Bathroom 1First
Master BedroomFirst
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Bathroom 2Second
Living RoomFirst

IDX
Listing Office: ENC Pirate Realty Belhaven - Allen Tate

Last Updated: June - 18 - 2026

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