4069 4th Street, Surf City, NC 28445 (MLS# 100575181)


$1,075,000
4069 4th Street
Surf City, NC 28445
MLS# 100575181
4 beds  |  4 baths  |  1676 sqft


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Property Description
Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

Details
Maps
Location Information
City Limits: Yes
Marketing City: Surf City
Secondary Subdivision: N/A
Street #: 4069
Street Name: 4th
Street Suffix: Street
County: Onslow
State/Province: NC
Zip Code: 28445
Subdivision: Old Settlers Beach
Geo Lat: 34.448521
Geo Lon: -77.51981
Property Interior Info
ud_i_10: 2
SqFt - Heated Separate: 660
Total SqFt - Heated (Primary + Separate): 2336
# Rooms: 7
# Baths - Full: 4
# Baths - Half: 0
# Baths - Total: 4
Master Bedroom Level: Primary Living Area
Fireplace Y/N: No
SqFt - Heated (Primary): 1676
# Bedrooms: 4
Contract Info
Delayed Marketing?: No
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 460.19
Stipulation of Sale: Standard
Status: Active
Marketing Start Date: 2026-05-19
Listing Price: 1075000
Current Price: $1,075,000
Remarks and Showing
Sign on Property: Yes
Directions to Property: Take highway 17 towards Surf City/Topsail Island. Turn onto highway 210 follow that all the way into dir City and over the Surf City highrise bridge onto Topsail Island. Go around the traffic circle staying to the left (NC 210 E / S New River Dr), turn onto 4th Street, then Canal St, last turn onto 4th street. House is on the left.
Property Exterior Info
New Construction: No
Lot Acres: 0.18
Lot Dimensions: 55 X 140
Lot SqFt: 7841
Waterfront: Yes
Waterview: Yes
Location Type: Island
Horses Y/N: No
Legal & Taxes
Tax Assessed Value: 673477
Total Real Estate Property Taxes: 7980.7
Deed Book: 4349
Deed Page: 784
Legal: L28 S3 B42 OLD SETTLERS BEACH
Broker Owner: No
PID: 4245-07-6725-45
Tax Identifier: 800-75
Plat Book: 11
Plat Page: 32
Lot #: 28
Special Assessments: None
Tax Year: 2025
Zoning: MHS
HOA: No
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
School District: Onslow
Elementary School: Dixon
Elementary School 2: Dixon
Middle School: Dixon
Middle School 2: Dixon
High School: Dixon
Showing Instructions
Showing Service: 1
Boat Slip
Mean High Water Depth: 4
Garage & Parking
Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Underhouse Spaces: 2
Attached Carport Spaces: 0
Total Carport Spaces: 0
RV/Boat Spaces: 1
Parking Features
Concrete: 1
Garage Door Opener: 1
Garage Faces Front: 1
Paved: 1
HOA and Neigh Amenities
No Amenities: 1
Club Membership: None Selected
Frontage Type
Canal Front: 1
Handicap Accessible
None: 1
View Type
Canal: 1
Sound View: 1
Water: 1
Construction
Wood Frame: 1
Lot Water Features
Boat Slip: 1
Boat Lift: 1
Bulkhead: 1
Pier: 1
Water Depth 4+: 1
Exterior Features
Outdoor Shower: 1
Other: 1
Current Service Providers
Electric Provider: Jones-Onslow EMC
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City
Exterior Finish
Vinyl Siding: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Fencing
Back Yard: 1
Metal/Ornamental: 1
Foundation
Pilings: 1
Slab: 1
Flooring
Carpet: 1
LVT/LVP: 1
Vinyl: 1
Patio and Porch Features
Balcony: 1
Covered: 1
Deck: 1
Open: 1
Patio: 1
Porch: 1
Green Bldg Certify
None: 1
Green Bldg Features
None: 1
Pool Features
None: 1
Roof
Architectural Shingle: 1
Levels
Two: 1
Entry Level Information
Entry Level: 2
Road Type/Frontage
Paved: 1
Public (City/Cty/St): 1
Trash Collection
City Pick-UP: 1
Cooling
Central Air: 1
Heat Pump: 1
Other Structures
Covered Area: 1
Shed(s): 1
Storage: 1
Workshop: 1
Heated SqFt
1600 - 1799: 1
Heating
Heat Pump: 1
Heating System Fuel Source
Electric: 1
Water Heater
Electric: 1
Utilities
Sewer Connected: 1
Water Connected: 1
Sewer
Municipal Sewer: 1
Water Source
Municipal Water: 1
Appliances/Equip
Built-In Microwave: 1
Electric Oven: 1
Interior Features
Blinds/Shades: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Vaulted Ceiling(s): 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Laundry Features
Hookup - Dryer: 1
Hookup - Washer: 1
Laundry Closet: 1
Laundry Room: 1
Dining Room Type
Combination: 1
Kitchen: 1
Rooms
Bedroom 1: 1
Bedroom 1 Level: First
Bedroom 2: 1
Bedroom 2 Level: First
Bedroom 4: 1
Bedroom 4 Level: First
Dining Room: 1
Dining Room Level: First
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: First
Master Bedroom: 1
Master Bedroom Level: First
Legal Taxes
Year Built: 1986
Property Features
Showing Instructions: Showing Service
Frontage Type: Canal Front
Handicap Accessible: None
View Type: Canal; Sound View; Water
Construction: Wood Frame
Exterior Features: Outdoor Shower; Other
Exterior Finish: Vinyl Siding
Fencing: Back Yard; Metal/Ornamental
Foundation: Pilings; Slab
Green Bldg Certify: None
Green Bldg Features: None
Parking Features: Concrete; Garage Door Opener; Garage Faces Front; Paved
Patio and Porch Features: Balcony; Covered; Deck; Open; Patio; Porch
Pool Features: None
Roof: Architectural Shingle
Levels: Two
Trash Collection: City Pick-UP
Lot Water Features: Boat Lift; Bulkhead; Pier; Water Depth 4+
Cooling: Central Air; Heat Pump
Heating: Heat Pump
Heating System Fuel Source: Electric
Water Heater: Electric
Utilities: Sewer Connected; Water Connected
Sewer: Municipal Sewer
Water Source: Municipal Water
Flooring: Carpet; LVT/LVP; Vinyl
Interior Features: Blinds/Shades; Ceiling Fan(s); Eat-in Kitchen; Vaulted Ceiling(s); Walk-in Shower; Walk-In Closet(s)
Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Closet; Laundry Room
Heated SqFt: 1600 - 1799
Dining Room Type: Combination; Kitchen
Other Structures: Covered Area; Shed(s); Storage; Workshop
HOA and Neigh Amenities: No Amenities
Rooms: Bedroom 1; Bedroom 2; Bedroom 4; Dining Room; Kitchen; Living Room; Master Bedroom
Terms: Cash; Conventional; FHA; VA Loan
Room Information
Room Name Length Width Level
Master Bedroom24.0015.70First
Bedroom 111.0010.00First
Bedroom 212.0010.00First
Dining Room9.0010.00First
Living Room15.0014.00First
Kitchen9.0010.00First
Bedroom 46.7010.70First

IDX
Listing Office: Coldwell Banker Sea Coast Advantage

Last Updated: May - 20 - 2026

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