111 Cutlass Drive
Surf City, NC 28445
MLS# 100547126
5 beds | 6 baths | 3544 sqft
Property DescriptionWATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm.
Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup.
An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water.
Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear.
Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property.
Versatile. Spacious. Exceptionally located.
This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!
ud_i_10: 4
Total SqFt - Heated (Primary + Separate): 3544
# Rooms: 17
# Baths - Full: 6
# Baths - Half: 0
# Baths - Total: 6
Master Bedroom Level: Non Primary Living Area
Fireplace Y/N: Yes
SqFt - Heated (Primary): 3544
# Bedrooms: 5
Delayed Marketing?: No
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 437.36
Stipulation of Sale: Standard
Status: Active
Marketing Start Date: 2026-01-01
Listing Price: 1550000
Current Price: $1,550,000
City Limits: No
Marketing City: Surf City
Secondary Subdivision: N/A
Street #: 111
Street Name: Cutlass
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
Subdivision: Pirates Cove
Geo Lat: 34.402297
Geo Lon: -77.583769
Sign on Property: Yes
Directions to Property: Traveling North on 17, Right onto NC-210, Right onto NC-50 S, at the roundabout take 2nd exit onto NC-50, Right onto S Topsail Drive, Right onto Cutlass Drive, Home is on the Left
New Construction: No
Lot Acres: 0.31
Lot Dimensions: IRREGULAR
Lot SqFt: 13504
Waterfront: No
Waterview: Yes
Location Type: Island
Horses Y/N: No
Tax Assessed Value: 558084
Total Real Estate Property Taxes: 6920.24
Deed Book: 2705
Deed Page: 74
Legal: Lot 6,Pb 27/10 Pirates Cove Section II
Broker Owner: No
PID: 4224-70-2405-0000
Tax Identifier: 4224-70-2405-0000
Plat Book: 27
Plat Page: 10
Lot #: 6
Special Assessments: none known
Federal Flood Ins Avlbl: Yes
Elementary School: North Topsail
Middle School: Topsail
High School: Topsail
Total Parking Spaces: 8
Attached Garage Spaces: 4
Detached Garage Spaces: 0
Total # Garage Spaces: 4
Maint - Comm Areas: 1
Maint - Roads: 1
Association Fee 1/Year: 800
Association Name: Pirates Cove Assocaioin
Association Phone: 7047470463
Accessible Doors: 1
Elevator: 1
Marsh View: 1
Sound View: 1
Ceiling Fan(s): 1
Central Air: 1
Fireplace(s): 1
Forced Air: 1
Sewer Connected: 1
Water Connected: 1
Built-In Microwave: 1
Dishwasher: 1
Dryer: 1
Electric Cooktop: 1
Electric Oven: 1
Electric Range: 1
2nd Kitchen: 1
Blinds/Shades: 1
Ceiling Fan(s): 1
Elevator: 1
Entrance Foyer: 1
Furnished: 1
Hookup - Dryer: 1
Hookup - Washer: 1
Bathroom 1: 1
Bathroom 2: 1
Bathroom 3: 1
Bathroom 4: 1
Bathroom 5: 1
Bathroom 6: 1
Bedroom 4: 1
Breakfast Nook: 1
Frontage Type: See Remarks
Handicap Accessible: Accessible Doors; Elevator
View Type: Marsh View; Sound View; Water
Exterior Finish: Vinyl Siding
Parking Features: Concrete; Garage; Garage; Lighted; Off Street
Patio and Porch Features: Balcony; Covered; Deck; Porch; Screened
Roof: Architectural Shingle
Lot Water Features: Boat Dock; Boat Ramp; Water Access Comm
Cooling: Ceiling Fan(s); Central Air
Heating: Fireplace(s); Forced Air
Heating System Fuel Source: Electric
Utilities: Sewer Connected; Water Connected
Water Source: Municipal Water
Fireplace Features: Gas Log; Living Room
Flooring: Carpet; Tile; Wood
Interior Features: 2nd Kitchen; Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Furnished; Gas Log; Pantry; Walk-In Closet(s)
Security Features: Smoke Detector(s)
Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Closet
Dining Room Type: Combination
HOA and Neigh Amenities: Maint - Comm Areas; Maint - Roads; Management; Taxes; Waterfront Community
Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bathroom 5; Bathroom 6; Bedroom 2; Bedroom 3; Bedroom 4; Breakfast Nook; Kitchen; Living Room; Master Bedroom
Terms: Cash; Conventional; FHA; USDA Loan; VA Loan
| Room Name |
| Master Bedroom |
| Master Bedroom |
| Bedroom 2 |
| Bedroom 3 |
| Bedroom 4 |
| Living Room |
| Living Room |
| Bathroom 1 |
| Bathroom 2 |
| Bathroom 3 |
| Bathroom 4 |
| Bathroom 5 |
| Bathroom 6 |
| Kitchen |
| Kitchen |
| Breakfast Nook |
| Breakfast Nook |
IDX
Listing Office: Berkshire Hathaway HomeServices Carolina Premier Properties
Last Updated: April - 16 - 2026
Copyright 2024 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.